We know your needs, we take care of your business

Through our Universal API we offer a simple way for your customers to access Open Banking services.


Transacting with multiple gateways is essential, especially if you want to expand to new markets, increase your business flexibility, and support a better customer experience.

We provide a single service to access identity data, balance and transaction data from your user’s bank account. Through a single API connection, ALTO lets you connect to global payment gateways with minimal development and maintenance.

We remove the complexity of connectivity to focus on the propositions that matter. We bring your customers' bank accounts to them through our single API connection and allow your customers to initiate payments from all their bank accounts without the complexity of managing thousands of unique banking connections.

We ensure a fully secure and robust service that helps remove the concerns your customers may have towards Open Banking. With the access of customer accounts across the globe, we enable your application to reach a global market at pace.